Personal Loan

Personal Loan

Personal Loan Features

Covers any financial need
Covers any financial need from Php 100,000 to Php 2,000,000 to finance anything from tuition fees, electronics and appliances, debt consolidation, to travel and leisure and personal consumption.

Payment Terms

  • 12 months
  • 18 months
  • 24 months
  • 36 months
  • 48 months

Reasonable Rate
As low as 1.39% monthly add-on rate

Worry free
No guarantors, no collateral needed

Do you qualify?

To qualify, you must meet the following criteria
  • At least 28 years old but not more than 63 years upon loan maturity
  • Filipino citizen
  • With office and residence landline
  • Residence or office must be within the bank’s service processing area (Philippines).
  • Must be ¬†credit card holder (for at least 1 year)
  • Regular and Permanent with current employer and with total employment of at least 3 years
  • For Metro Manila: Php 45,000 gross monthly income
  • For outside Metro Manila: Php 30,000 gross monthly income
  • With at least three (3) continuous years of profitable operations in the same line of business
  • For Metro Manila:
  • Php 50,000 gross monthly income
  • For outside Metro Manila: Php 30,000 gross monthly income


Documentation required
  • Filled up and signed application form
  • Signed promissory note and disclosure statement
  • Photocopy of Company ID with clear photo and signature
  • Photocopy of one (1) valid government issued photo ID with three (3) specimen signatures
Proof of income
  • Latest BIR form 2316
  • Latest original one (2) month payslip
  • Latest Certificate of Employment (1 month validity)
  • Latest ITR with BIR stamp and tax receipt
  • Two (2) years audited financial statements
  • SEC/DTI Certificate of Registration
  • Six (6) months bank statements

Express Loan Application